tag:blogger.com,1999:blog-14244029919611775382024-02-20T11:42:55.508-08:00Ask the consumer advocateScams, frauds and pyramid schemes exposedConsumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.comBlogger128125tag:blogger.com,1999:blog-1424402991961177538.post-50121598798795308662013-10-02T11:03:00.001-07:002013-10-02T11:03:12.962-07:00Stopping Unwanted Phone Calls - Do Not Call Registry - Telemarketing - AARP<a href="http://www.aarp.org/money/budgeting-saving/info-07-2012/when-do-not-call-means-they-still-can.html#.Ukxf1bnkqWA.blogger">Stopping Unwanted Phone Calls - Do Not Call Registry - Telemarketing - AARP</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-13125829882955664802013-10-02T10:56:00.001-07:002013-10-02T10:56:08.375-07:00How to Protect Against Scams Tied to Affordable Care Act, Health Insurance Exchanges - AARP<a href="http://www.aarp.org/health/health-insurance/info-09-2013/beware-of-the-latest-health-law-cons.html#.UkxeG64l_TQ.blogger">How to Protect Against Scams Tied to Affordable Care Act, Health Insurance Exchanges - AARP</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-40498558864980527012012-10-03T09:54:00.001-07:002012-10-03T09:54:34.072-07:00Consumer Alert: Big Lies Behind Insurer-Backed Prop 33 TV Ads | No on Prop 33<a href="http://stopthesurcharge.consumerwatchdogcampaign.org/video/consumer-alert-big-lies-behind-insurer-backed-prop-33-tv-ads#.UGxtcFVj3ws.blogger">Consumer Alert: Big Lies Behind Insurer-Backed Prop 33 TV Ads | No on Prop 33</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-40560661314423762082012-09-14T09:00:00.001-07:002012-09-14T09:00:36.972-07:00From Patrick Pretty<div class="tripane message content showqr" id="yui_3_2_0_1_1347638234672120"> <div class="msg-body inner undoreset" id="yui_3_2_0_1_1347638234672149" role="main"><div id="yiv497421978"> <div id="yui_3_2_0_1_1347638234672146"> <div id="yiv497421978emailbody" style="color: black; font-family: Georgia, Helvetica, Arial, Sans-Serif; font-size: 13px; line-height: 140%; margin: 0 2em;"><table id="yui_3_2_0_1_1347638234672143" style="border: 0; margin: 0; padding: 0; width: 100%;"><tbody id="yui_3_2_0_1_1347638234672140">
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<tr id="yui_3_2_0_1_1347638234672173"> <td id="yui_3_2_0_1_1347638234672170" style="line-height: 1.4em; margin-bottom: 0;"> <div id="yui_3_2_0_1_1347638234672167" style="margin: 1em 0 3px 0;"><a href="http://www.patrickpretty.com/2012/09/12/bulletin-citing-gregory-mcknights-semantic-obfuscation-prosecutors-ask-judge-to-sentence-convicted-legisi-hyip-swindler-to-15-years-the-top-of-the-sentencing-guidelines-like-zeek-pr/" id="yui_3_2_0_1_1347638234672164" name="1" rel="nofollow" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 18px;" target="_blank">BULLETIN: Citing Gregory McKnight’s ‘Semantic Obfuscation,’ Prosecutors Ask Judge To Sentence Convicted Legisi HYIP Swindler To 15 Years — ‘The Top Of The Sentencing Guidelines’; Like Zeek, ‘Program’ Was Pushed On The Ponzi Boards And Instructed Members Not To Use The Word ‘Investment’</a> </div><div style="color: #555555; font-family: Georgia, Helvetica, Arial, Sans-Serif; font-size: 13px; font-size: 13px; line-height: 140%; margin: 9px 0 3px 0;"><span>Posted:</span> 12 Sep 2012 10:41 AM PDT</div><div style="color: black; font-family: Georgia, Helvetica, Arial, Sans-Serif; font-size: 13px; line-height: 140%; margin: 0;">BULLETIN: Yesterday’s scheduled sentencing of convicted Legisi HYIP swindler Gregory N. McKnight has been delayed until Nov. 19, but federal prosecutors in the Eastern District of Michigan have asked U.S. District Judge Mark A. Goldsmith to sentence McKnight to 15 years in prison. McKnight and Legisi relied on “semantic obfuscation” in which investors were told [...] <a href="https://feedads.g.doubleclick.net/%7Ea/22mmOhkXTjG8r-KF_6mIRHbhVNg/rXsKjPpCrfYU2NQkbLsK1N-CqHw/0/pa" rel="nofollow" target="_blank"><img border="0" ismap="ismap" src="https://feedads.g.doubleclick.net/%7Ea/22mmOhkXTjG8r-KF_6mIRHbhVNg/rXsKjPpCrfYU2NQkbLsK1N-CqHw/0/pi" /></a><br />
<a href="https://feedads.g.doubleclick.net/%7Ea/22mmOhkXTjG8r-KF_6mIRHbhVNg/rXsKjPpCrfYU2NQkbLsK1N-CqHw/1/pa" rel="nofollow" target="_blank"><img border="0" ismap="ismap" src="https://feedads.g.doubleclick.net/%7Ea/22mmOhkXTjG8r-KF_6mIRHbhVNg/rXsKjPpCrfYU2NQkbLsK1N-CqHw/1/pi" /></a></div></td> </tr>
<tr> <td style="line-height: 1.4em; margin-bottom: 0;"> <div style="margin: 1em 0 3px 0;"><a href="http://www.patrickpretty.com/2012/09/12/wealth4allteam-program-pushed-by-zeek-i-got-paid-cheerleader-ken-russo-appears-to-have-suspended-operations/" name="2" rel="nofollow" style="font-family: Arial, Helvetica, Sans-Serif; font-size: 18px;" target="_blank">Wealth4AllTeam, ‘Program’ Pushed By Zeek ‘I Got Paid’ Cheerleader ‘Ken Russo,’ Appears To Have Suspended Operations</a> </div><div style="color: #555555; font-family: Georgia, Helvetica, Arial, Sans-Serif; font-size: 13px; font-size: 13px; line-height: 140%; margin: 9px 0 3px 0;"><span>Posted:</span> 12 Sep 2012 08:26 AM PDT</div><div style="color: black; font-family: Georgia, Helvetica, Arial, Sans-Serif; font-size: 13px; line-height: 140%; margin: 0;">There are Ponzi-forum reports today that “Wealth4AllTeam” has suspended operations. Wealth4AllTeam was a “program” pushed by legendary Ponzi-forum huckster “Ken Russo,” also known as “DRdave.” “Ken Russo” regularly made “I Got Paid” posts for Zeek Rewards on the TalkGold Ponzi forum. He also led cheers for Club Asteria, a “program” that encountered trouble from CONSOB, [...] <a href="https://feedads.g.doubleclick.net/%7Ea/22mmOhkXTjG8r-KF_6mIRHbhVNg/CUk7nd5XLZQvWdYZoC6IqM1k83s/0/pa" rel="nofollow" target="_blank"><img border="0" ismap="ismap" src="https://feedads.g.doubleclick.net/%7Ea/22mmOhkXTjG8r-KF_6mIRHbhVNg/CUk7nd5XLZQvWdYZoC6IqM1k83s/0/pi" /></a><br />
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</tbody></table></div></div></div></div></div><div class="shaded showqr" id="quick-reply" style="display: none;"> <div id="quick-reply-box"><label class="offscreen" for="qr_reply_fld">Reply to:</label> <textarea class="qr_reply_field qr_shortline" data-action="expandQR" id="qr_reply_fld" spellcheck="false">Reply to PatrickPretty.com</textarea> <div data-action="toggleQR" id="qr_close" role="button" tabindex="0" title="Close"> </div><span class="btn left right" id="qr_send"><a data-action="sendQR" href="http://36ohk6dgmcd1n-c.c.yom.mail.yahoo.net/om/api/1.0/openmail.app.invoke/36ohk6dgmcd1n/11/1.0.35/us/en-US/view.html/0#" id="btn-abandon-message" role="button" title="Send Reply">Send</a></span></div></div>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-86154162271408509232012-05-22T12:17:00.001-07:002012-05-22T12:17:15.946-07:00Church-State Watchdog Group Blasts Phony ‘Religious Freedom’ Claims Of Catholic Hierarchy May 22, 2012 The Roman Catholic hierarchy’s claim that its religious freedom is being violated by new health-care regulations is bogus, says Americans United for Separation of Church and State. The bishops yesterday orchestrated a slew of lawsuits to attack an Obama administration regulation requiring health insurance companies to provide no-copay birth control to employees who want it. Houses of worship are exempt from the mandate, but the bishops are trying to deny birth control coverage for employees at Catholic-affiliated institutions such as hospitals and colleges as well. They even want an exemption to cover secular businesses owned by Catholics. “It’s important to expose these lawsuits for what they are: an outrageous assault on safe, effective and affordable birth control,” said the Rev. Barry W. Lynn, executive director of Americans United. “To the bishops, ‘religious freedom’ means the right to force their dogma on the unwilling.” Read the rest of this press release at au.org » Like AU Press Release: Bishops’ Lawsuits Seek To Impose Birth Control Ban Through Health-Care Policy on Facebook<a href="http://us.mg6.mail.yahoo.com/neo/launch?.rand=f239a0rbvckud">(1 unread) - franktho1 - Yahoo! Mail</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-2333977323859391072012-04-25T18:34:00.001-07:002012-04-25T18:34:08.826-07:00UPDATE: John Chiyuan Lee, Scammer Whose Case Shattered Ponzi-Board Myth, Sentenced To California State Prison And Ordered To Make Restitution<a href="http://www.patrickpretty.com/2012/04/25/update-john-chiyuan-lee-scammer-whose-case-shattered-ponzi-board-myth-sentenced-to-california-state-prison-and-ordered-to-make-restitution/">UPDATE: John Chiyuan Lee, Scammer Whose Case Shattered Ponzi-Board Myth, Sentenced To California State Prison And Ordered To Make Restitution</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-8695904505904070082012-04-25T18:25:00.001-07:002012-04-25T18:25:06.255-07:00INCREDIBLE! SEC Says Recidivist Huckster And Felon Allen E. Weintraub Is Scamming Again — This Time With Purported Facebook Shares; Court Grants Asset Freeze And Agency Publishes Phone Number To Take Complaints<a href="http://www.patrickpretty.com/2012/04/25/incredible-sec-says-recidivist-huckster-and-felon-allen-e-weintraub-is-scamming-again-this-time-with-purported-facebook-shares-court-grants-asset-freeze-and-agency-publishes-phone-number-to-take/">INCREDIBLE! SEC Says Recidivist Huckster And Felon Allen E. Weintraub Is Scamming Again — This Time With Purported Facebook Shares; Court Grants Asset Freeze And Agency Publishes Phone Number To Take Complaints</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-4315235181076630492012-04-17T19:55:00.000-07:002012-04-17T19:55:21.424-07:00James Hyman’s Deep Emotional Release “MoneyWork” & Quantum-Theta Scams<a href="http://debunktionjunction.net/archives/738">http://debunktionjunction.net/archives/738</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-8042746405094895452012-04-17T12:33:00.001-07:002012-04-17T12:33:06.029-07:00Scammers get another free pass<a href="http://www.businessweek.com/articles/2012-04-16/the-multibillion-dollar-direct-selling-industry-dodges-the-ftc">http://www.businessweek.com/articles/2012-04-16/the-multibillion-dollar-direct-selling-industry-dodges-the-ftc</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-24207631543997530192012-03-17T12:41:00.001-07:002012-03-17T12:41:03.642-07:00Eagle Research Associates, Inc. - Ad Cash generator Legal FilingsA great site for exposing internet fraud <br />
<a href="http://www.eagleresearchassociates.org/ASD_Cash_Generator.php">Eagle Research Associates, Inc. - Ad Cash generator Legal Filings</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-72720898670261829512012-03-06T10:57:00.000-08:002012-03-06T10:57:00.882-08:00Can MLMs be a crime?<a href="http://sn112w.snt112.mail.live.com/mail/InboxLight.aspx?n=1100698349#n=1312483048&fid=3bf7c01d55ce4ada9aa6b6691878b1b5&mid=4a69086e-ae5a-11e0-9d20-00237de33944&fv=1">Can MLM Be a Crime?<br />Canadian Police Bring Criminal Fraud Charges against Multi-Level Marketing Company, "Business in Motion"<br />~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~<br />Royal Canadian Mounted Police (RCMP) in the province of Manitoba in central Canada have brought criminal fraud charges against a multi-level marketing company that had been large, very visible and quite popular in Canada. The target of the fraud charges also include 12 consumers who had been active recruiters. The company, called Business in Motion (BIM), sold a package of travel discounts, and it offered each new salesperson the right to recruit other salespeople. Like most MLMs, no payments were offered directly for recruiting, but only when a recruit "purchased" a product or sold one. As in some other MLMs, the salespeople were also purchasers of the product they sold. As others joined and "purchases," were made, rewards accrued to those on the upper levels of the recruiting chain. As in all other MLMs, the recruitment chain was said to be endless and the opportunity "unlimited."<br /><br /> Criminal prosecution of MLMs is relatively rare but it is a jeopardy to all such companies and all consumers who join them. Pyramid Scheme Alert, president Robert FitzPatrick served as expert witness in two cases where the presidents of the MLM companies were later prosecuted for criminal fraud and are now in prison. These include International Heritage Inc., which had over 140,000 distributors, and Renaissance, the Tax People. In most other cases, the schemes are pursued in civil court by regulators, resulting in minor fines and often with the schemes' leaders continuing deceptive practices or setting up new scams under different names.<br /><br />Private citizens have also charged that MLMs are engaging in crimes. The most recent case is the consumer class action lawsuit against the largest of all MLMs, Amway. The suit charges Amway with violating laws against racketeering and mail and wire fraud.<br /><br />The prosecution of BIM should, therefore, serve as a sober notice to any consumer of the risks of joining or recruiting for a multi-level marketing company. Selling a product does not necessarily make the scheme legal. BIM sold one. Technically not paying rewards for recruiting, but only after a "purchase" occurs does not assure legality. BIM claimed all its rewards were tied to product sales. Previous lack of prosecution or claims of legality by the company are no protection against prosecution. BIM made this claim on national TV, daring the news media to prove BIM was a pyramid scheme and pointing out the absence of prosecution by the Canadian government. Business in Motion held public recruitment meetings in hotels all over Canada for years, advertised with billboards and, for a time, had thousands of satisfied and loyal supporters.<br /><br />The BIM prosecution shows that not only can a scheme be charged with illegality even when these technicalities are met, but it could also be charged with criminal fraud. If you are a recruiter, you could also be charged, as about a dozen of BIM's promoters now have been.<br /><br /><br />Whistle blowers alerted the media and the government that something was wrong with BIM several years ago. As a result of these consumer actions, Business in Motion, became the subject of a national television news exposé in 2009, in which Pyramid Scheme Alert president, Robert FitzPatrick, went undercover with the news producers to attend a recruitment meeting with hidden cameras and microphones. He was then interviewed on the news show to explain the scheme's deceptive income promise and pyramid business model. The company president, Alan Kippax, now charged by police with criminal fraud, aggressively defended BIM on the news show, asserting that BIM was perfectly legal and claimed that his main proof of legality was that the company had never been prosecuted.<br /><br /><br />The news program also showed video of local police arresting Canadian consumer advocate, David Thornton, founder of crimebustersnow.com, while he peacefully and legally protested the BIM scheme and warned consumers that it was fraudulent. He was quickly released without charges, raising the obvious prospect that local police were protecting the BIM recruitment meeting, not the public. BIM and its president Alan Kippax had earlier sued Thornton for $10 million claiming defamation for calling the company a pyramid scheme. Thornton defended himself in court without an attorney and won the case.<br /><br /><br />The news program also showed how the Canadian Competition Bureau, equivalent to the US Federal Trade Commission, had remained silent for years in the face of mounting evidence of BIM fraud. The Competition Bureau still has not prosecuted the scheme and never issued even a warning to consumers.<br /><br /><br />In another infamous failure of the Canadian Competition Bureau to act against a scheme that later was charged with criminal fraud, about 1,000 family farmers were lured into a pigeon-breeding Ponzi scheme. Now, the founder of that scheme, called Pigeon King International, has also been arrested by police and charged with criminal fraud. Whistle-blowers in Canada, including a former employee and consumer advocate, Dave Thornton of Crimebustersnow.com analyzed and warned about the fraud. A detailed account of the scheme's deceptions were published in farming trade magazines. <br /><br /><br />Yet, In response to a whistle-blower letter that Pigeon King was a fraud that would ruin family farms, one official from the Competition Bureau wrote that even if it were a fraud, Canada's anti-pyramid scheme law did not cover it, and it therefore might be perfectly legal in Canada.<br /><br /><br />He wrote, "the business practices of Pigeon King International do not appear to meet the definition of a "scheme of pyramid selling" which must first and foremost meet the definition of a "multi-level marketing plan" as stated in section 55. (1) of the Act. I have taken the liberty to forward your concerns to the Ontario Provincial Police Anti Rackets Section."<br /><br /><br />The Canadian Competition Bureau allowed the scheme to continue. Only after Pigeon King International went bankrupt, largely due to negative publiciity, did the Canadian regional and national police arrest the scheme's founder and promoter, Arlan Galbraith.<br /><br /><br /></a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-53298029338304523542012-02-09T13:06:00.000-08:002012-02-09T13:06:48.413-08:00Class Action- Lawsuit Hits Waiora – Zeolite Supplement Was Just Water | New Times Reporter<a href="http://www.newtimesreporter.com/2012/02/08/class-action-lawsuit-hits-waiora-zeolite-supplement-was-just-water/">Class Action- Lawsuit Hits Waiora – Zeolite Supplement Was Just Water | New Times Reporter</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-55811624275612302742011-12-30T15:51:00.000-08:002011-12-30T15:51:11.674-08:00<a href="http://www.facebook.com/permalink.php?story_fbid=168506323250091&id=1199655502">(82) MLM-theTruth Update...</a><br />MLM-theTruth Update<br />Issue #4, December 2011<br /><br />MLM sometimes gets ugly with bankrupties,<br />divorces, alienation from friends and families –<br />even murders and suicides<br /><br />We were shocked to learn of the October suicide by Don Lapre, whose vitamins were sold by infomercials and an MLM scheme. Only a couple of months before, we learned of the failed suicide attempt by Ellery Bennett, after killing his wife. Bennett had racked up mounting debt from involvement in Liberty League International and later in LGN Prosperity group. That is a total of three murders and three suicides connected with MLM involvement – that I am aware of. Add to that the thousands of bankruptcies, divorces, and loss of friends and family from endless chain recruitment, and you have a business model that is less than sanitary, to say the least. It is the appeals for help from thousands of friends and family members of victims of these schemes from all over the world that keep those of us advocating for consumers dedicated to exposing the evils of MLM fraud.<br /><br /><br />A classic article holds up over time.<br /><br />One of the pioneering articles which brilliantly presented the fraud and moral problems inherent in MLM as a business model was written by Dean Vandruff and is called "What's Wrong with Multi-level Marketing." It was one of the first consumer-oriented articles to be posted on the web. This brilliant article suggests four major problems with MLM:<br />1. Market saturation: an inherent problem<br />2. Pyramid structure: an organizational problem<br />3. Morality and ethics: a problem of greed<br />4. Relationship issues: an experiential problem<br /><br />Virtually all of his arguments have held up over time. However, some degree of market saturation has been to some degree overcome by resourceful MLMs willing to use clever and deceptive strategies to keep going indefinitely. These strategies are explained in chapter 3 of my ebook The Case for and against Multi-level Marketing, which can be downloaded free of charge from this website – mlm-thetruth.com.<br /><br />To be well-informed on this topic, read the Vandruff article.<br /><br /><br />"Book burning in America: a tale of Nu Skin"<br /><br />This article by Joe Alfieri describes how the book Formerly Filthy Rich;My Scandalous Life with a Billionaire Cougar, by Adam Baker, husband #3 of NuSkin founder Sandie Tillotson, was banned from distribution by Barnes and Noble and Amazon.com. NuSKin's attorneys. Quoting the author:<br /><br />Nu Skin thinks he knows too much, or at the very least says too much, and on this particular Friday afternoon used its team of lawyers to shut down distribution of Formerly Filthy Rich by Barnes & Noble and Amazon. Let me say that another way, in case you missed it: they got the book banned. A figurative burning of a book, but in the world of electronic publishing a burning none the less. A burning worthy of Nazi Germany, or Fahrenheit 451. Book burning and censorship in America, friends.<br />The lawyers argued (at least to B&N, their story to Amazon was quite different, which we’ll address in a moment) that the book was defamatory. It may be, but defamation is best argued before a court of law, where each side presents its case. Adam says he stands by every word he’s written, and is ready to produce witnesses. If that’s the case, then there is no defamation. Nu Skin says burn the book anyway, before anyone gets to read it. Barnes & Noble rolled over and pulled the book from its website quicker than you could say, oh, Sarah Palin. The Joe McGinnis book about Palin, if you’re keeping score, is still available, even if it is defamation, or claimed to be.<br />The story presented to Amazon by Robert S. Clark of Peer Brown Gee & Loveless of Salt Lake City, said nothing about defamation, but the result was the same. Nu Skin argued that the material in the book was not Adam’s. Baker says that of course it’s his story, and is ready to produce his drafts and copyrights to prove it. No matter, Amazon has pulled the book “pending investigation.”<br />Earlier in the week Adam’s WordPress blog was shut down, and although he hasn’t gotten word as to why from notoriously slow to respond WordPress, one has to think there’s something of a pattern here.<br />And here then is the Thumper betrayed Bambi moment, for me, dear reader. I celebrate and proclaim on a continual basis, loudly and very proudly, the freedom we enjoy as Americans, even as I watch good people slandered, lies told, and reputations destroyed in the press on a daily basis because of that freedom. I tell myself it’s the exchange of ideas in a public forum, and that the truth will out in the end, that it’s the price paid for freedom of speech. And that we all enjoy that freedom, that we’re all equal in the marketplace of ideas and free speech. But I am shaken by this story of David and Goliath, by the idea that a woman with over a billion dollars and the company she owns a good deal of can prevent the publication of a book that might do them harm, even if the tale is true. I’m shaken by the story because I can’t imagine it happening in this country, where we supposedly value the truth, unvarnished, and equally distributed. Am I wrong? I’d like to think that David will slay Goliath, because if he doesn’t, then perhaps all is lost, and those mobs on the street in Oakland braying against evil corporations may have more truth in them than even they know.<br /><br />Interestingly, trophy husband #2 of Sandie Tillotson, a former actor and model, is also writing an expose about his ex-wife and the Nu Skin's fraudulent program. It should be interesting to see what comes of it.<br /><br /><br />MLMs recently analyzed by Dr. Jon Taylor –<br />to be added to listings on our web site<br /><br /><br />As usual, these MLMs read like an alphabetical soup of appellations, with no shortage of creative spellings of exotic sounding names. And of course, each makes the claim of offering the latest and greatest of lotions, potions, notions – or whatever unique products or services they are using as reasons for people to get excited about parting with their money to participate in their great new “income opportunity.”<br /><br />•DIscount Home Shoppers Club – now Global Income Partners<br />•Approval Warehouse<br />•Healthy Coffee USA<br />•Independence Energy Alliance<br />•Lyonness<br /><br />We have identified over 400 MLMLs with compensation plans which satisfy at least four of the five causative and defining characteristics (“red flags”) of a recruitment-driven MLM, or product-based pyramid scheme. These recruitment-drive MLMs are incentivized by compensation plans that require unlimited recruitment of a whole network of endless chains of participants, who purchase products in order to qualify for commissions and advancement in their programs. As such, they assume infinite markets and virgin markets, neither of which exists in the real world. This makes them inherently flawed, deceptive, and profitable for only a few at the top at the expense of a revolving door of recruits at the bottom of their respective hierarchies (pyramids) of participants.<br /><br />For information on these characteristics, see Dr. Taylor’s “5-step Do-it-yourself MLM Evaluation” procedure on the web site www.mlm-thetruth.com. For a more exhaustive treatment of the fundamental flaws and effects of MLM as a business model, read Chapter 2 of Dr. Taylor’s new book The Case (for and) against Multi-level Marketing, which can be downloaded free of charge from the same web site.<br /><br /><br /><br /> <br />Please email or tweet – or send a Facebook message – to 5 people about our web site mlm-thetruth.com, and ask each of them to tell 5 people, and they each 5 more, etc. They can each sign up for this newsletter by clicking here. Or you can pass out any of the creative answer cards linked from our Actions page. Help us start an endless chain of truth-telling.<br /><br />We welcome your feedback. At this point, everything is wide open on the name, content, and format for this newsletter. So if you have any suggestions that you think would make it a better information source, please send them along to the email address below.<br /><br />Contact information for consumers, legislators, media representatives, academicians – and for inquiries about consulting and expert witness services:<br /><br />Jon M. Taylor, MBA, Ph.D.<br />Consumer Awareness Institute<br />Email: jonmtaylor@juno.com<br />Telephone: (801) 298-2425, Cell: (801) 671-1870<br />Research-based website: http://www.mlm-thetruth.com<br /><br />Our mailing address is:<br />Consumer Awareness Institute<br />P.O. Box 1654<br />Bountiful, UT 84011-1654<br /><br />Add us to your address book<br /><br />Copyright © 2011 Consumer Awareness Institute, All rights reserved.Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-41995331426233216972011-12-30T15:43:00.000-08:002011-12-30T15:43:39.519-08:00MLM debt leads to murder and failed suicide attempt | BehindMLMAnother suicide attempt by a MLM scammer. This one failed<br /><br /><a href="http://behindmlm.com/companies/polaris-media-group/mlm-debt-leads-to-murder-and-failed-suicide-attempt/">MLM debt leads to murder and failed suicide attempt | BehindMLM</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-55434606871791858682011-12-30T13:36:00.000-08:002011-12-30T13:36:55.130-08:00Consumer Watchdog Campaign | Home Important information for all Califorians<br />
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<a href="http://stopthesurcharge.consumerwatchdogcampaign.org/">Consumer Watchdog Campaign | Home</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-53648651191214909762011-12-25T13:23:00.000-08:002011-12-25T13:23:51.642-08:00Yahoo!The only solution to Kevin Trudeau and his scamming ways is serious jail time<br /><br /><a href="http://www.dailymail.co.uk/news/article-2076656/Infomercial-king-Kevin-Trudeau-fined-38m-misleading-Americans-natural-cures-deadly-diseases.html?ito=feeds-newsxml">http://www.dailymail.co.uk/news/article-2076656/Infomercial-king-Kevin-Trudeau-fined-38m-misleading-Americans-natural-cures-deadly-diseases.html?ito=feeds-newsxml</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-68206284951843365672011-12-23T12:20:00.000-08:002011-12-23T12:20:00.148-08:00Getting The Word Out About Mercury Insurance... At The Mercury Insurance Open. | Consumer Watchdog Campaign<a href="http://stopthesurcharge.consumerwatchdogcampaign.org/video/getting-word-out-about-mercury-insurance-mercury-insurance-open#.TvTiaoUZMMQ.blogger">Getting The Word Out About Mercury Insurance... At The Mercury Insurance Open. | Consumer Watchdog Campaign</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-85305417967413481052011-12-23T12:15:00.000-08:002011-12-23T12:15:35.718-08:00The Insurance Grinch | Consumer Watchdog Campaign<a href="http://stopthesurcharge.consumerwatchdogcampaign.org/video/insurance-grinch#.TvTgyp2xN_E.blogger">The Insurance Grinch | Consumer Watchdog Campaign</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-48757204465026978912011-12-02T10:37:00.000-08:002011-12-02T10:37:50.773-08:00(50) FacebookBEWARE OF THIS MAIL SCAM<br />UNITED WORKERS CREDIT SERVICES<br />http://www.kktv.com/blogs/bettysbuzz/47608952.htmlConsumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-79898920144644741582011-09-19T17:49:00.000-07:002011-09-19T17:49:05.066-07:00MLM-TheTruth :: $10,000 challenge to regulators<a href="http://www.mlm-thetruth.com/legal/legal/10k-challenge/">MLM-TheTruth :: $10,000 challenge to regulators</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-23409670750422343512011-08-21T16:34:00.000-07:002011-08-21T16:34:30.706-07:00Consumer Watchdog: CA Attorney General Says Proposed Initiative Gives Auto Insurers... -- SANTA MONICA, Calif., Aug. 12, 2011 /PRNewswire-USNewswire/ --<a href="http://www.prnewswire.com/news-releases/consumer-watchdog-ca-attorney-general-says-proposed-initiative-gives-auto-insurers-new-power-to-raise-rates-127602158.html">Consumer Watchdog: CA Attorney General Says Proposed Initiative Gives Auto Insurers... -- SANTA MONICA, Calif., Aug. 12, 2011 /PRNewswire-USNewswire/ --</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-61034038638307661762011-08-12T16:17:00.000-07:002011-08-12T16:17:07.136-07:00Gmail - Breaking News from Pyramid Scheme Alert - consumeradvocate46@gmail.com<a href="https://mail.google.com/mail/?hl=en&shva=1#inbox/131b4aa3258ce537">Gmail - Breaking News from Pyramid Scheme Alert - consumeradvocate46@gmail.com</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-24787324162650781582011-07-21T11:08:00.000-07:002011-07-21T11:08:30.490-07:00False claims and broken promises in multi-level marketing : Sequence Inc. Fraud Files Blog<a href="http://www.sequenceinc.com/fraudfiles/2011/07/12/false-claims-and-broken-promises-in-multi-level-marketing/">False claims and broken promises in multi-level marketing : Sequence Inc. Fraud Files Blog</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-19821085745002835492011-06-10T12:28:00.000-07:002011-06-10T12:28:54.957-07:00WhatAboutThisOne.mp3 (audio/mpeg Object)An audio presentation you must listen to and share with friends<br /><a href="http://pyramidschemealert.org/resources/WhatAboutThisOne.mp3">WhatAboutThisOne.mp3 (audio/mpeg Object)</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0tag:blogger.com,1999:blog-1424402991961177538.post-58910352306585123712011-06-04T11:40:00.000-07:002011-06-04T11:40:32.473-07:00Andrew P. Jones, M.D. Facing Disciplinary Action<a href="http://www.casewatch.org/board/med/ap_jones/complaint.shtml">Texas, a hot bed for scammers Andrew P. Jones, M.D. Facing Disciplinary Action</a>Consumeradvocatehttp://www.blogger.com/profile/02591966759078555506noreply@blogger.com0